Stop for a moment to reflect on everything you've worked hard for in your life - your home, your car, your family's security. You may even have a recreational vehicle or a boat for family gateways. And, if you're reading this, you probably have adequate Auto, Home and Life insurance coverage.

So chances are, you'll never have to worry about exposure to large liability losses. But what if...?

In today's society, no one is exempt from large liability losses. Let's face it: people are growing more willing to sue everyday. The bottom line is, it can happen to you. If it does, our policy can help you get back where you belong.

Our umbrella policy gives you the security and peace of mind you need to enjoy life's pleasure. Our policy can add to your safekeeping with:

• Additional Liability insurance, over the limits of your Auto, Homeowners, Recreational Vehicle or Boat Liability policy limits

• Coverage for certain types of unexpected exposures (e.g., defamation of character, invasion of policy, libel, slander) that might not be covered by your current policies (some exclusions apply)

• Coverage for legal costs, including legal representation, court costs, interest on judgments and premiums on necessary bond.